/* =====================================================================
   home.css — Page d'accueil (relooking « façon Wise », spectaculaire).
   Décor animé SVG/CSS, carte 3D, cartes flottantes, marquee, stats animées.
   100% hors-ligne (aucune ressource externe). Frontend uniquement.
   ===================================================================== */

/* ---------- Système d'apparition au défilement (révélé par anim.js) ---------- */
.anim-ready [data-reveal=""] {
  opacity: 0; transform: translateY(28px);
  transition: opacity .75s cubic-bezier(.2,.7,.2,1), transform .75s cubic-bezier(.2,.7,.2,1);
  will-change: opacity, transform;
}
.anim-ready [data-reveal=""].in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .anim-ready [data-reveal=""] { opacity: 1 !important; transform: none !important; transition: none; }
}

/* ---------- HERO ---------- */
.home-hero {
  position: relative; overflow: hidden;
  padding: clamp(var(--sp-10), 7vw, var(--sp-16)) 0 calc(var(--sp-16) + 40px);
  background:
    radial-gradient(1200px 600px at 78% -10%, rgba(159,232,112,.20), transparent 60%),
    linear-gradient(180deg, #fbfdf7 0%, var(--bg) 70%);
}
.hero-decor { position: absolute; inset: 0; pointer-events: none; z-index: 0; }
.hero-decor .blob {
  position: absolute; display: block; filter: blur(8px);
  background: radial-gradient(circle at 35% 35%, var(--accent), rgba(159,232,112,0) 70%);
  animation: blobMorph 14s ease-in-out infinite alternate;
}
.blob-1 { top: -120px; right: -80px; width: 460px; height: 460px; opacity: .45; }
.blob-2 { bottom: -160px; left: -120px; width: 380px; height: 380px; opacity: .30;
  background: radial-gradient(circle at 40% 40%, #bdf29a, rgba(189,242,154,0) 70%); animation-delay: -5s; }
.blob-3 { top: 40%; left: 48%; width: 220px; height: 220px; opacity: .22; animation-delay: -9s; }
.grid-dots {
  position: absolute; top: 12%; right: 6%; width: 180px; height: 180px; opacity: .5;
  background-image: radial-gradient(var(--border-strong) 1.4px, transparent 1.4px);
  background-size: 18px 18px;
  -webkit-mask-image: radial-gradient(circle, #000 55%, transparent 72%);
          mask-image: radial-gradient(circle, #000 55%, transparent 72%);
}
@keyframes blobMorph {
  0%   { border-radius: 42% 58% 63% 37% / 42% 45% 55% 58%; opacity: .28; }
  50%  { border-radius: 60% 40% 38% 62% / 55% 58% 42% 45%; opacity: .5; }
  100% { border-radius: 38% 62% 55% 45% / 62% 38% 62% 38%; opacity: .34; }
}

.home-hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 1.1fr .9fr; gap: var(--sp-10); align-items: center; }
.home-eyebrow { display: inline-flex; align-items: center; gap: var(--sp-2); background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-pill); padding: 6px 14px; font-size: var(--fs-sm); font-weight: var(--fw-semibold); color: var(--forest-700); margin-bottom: var(--sp-5); box-shadow: var(--shadow-xs); }
.home-eyebrow .pulse { width: 8px; height: 8px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 0 0 var(--accent); animation: pulse 2s infinite; }
@keyframes pulse { 0%{box-shadow:0 0 0 0 rgba(159,232,112,.6);} 70%{box-shadow:0 0 0 12px rgba(159,232,112,0);} 100%{box-shadow:0 0 0 0 rgba(159,232,112,0);} }
.home-hero h1 { font-size: clamp(2.4rem, 6vw, 4.3rem); line-height: 1.02; letter-spacing: -0.035em; margin-bottom: var(--sp-5); }
.home-hero h1 .hl { position: relative; white-space: nowrap; }
.home-hero h1 .hl::after { content: ""; position: absolute; left: -2px; right: -2px; bottom: .08em; height: .34em; background: var(--accent); opacity: .6; z-index: -1; border-radius: 4px; transform: scaleX(0); transform-origin: left; animation: hlSweep .9s .5s cubic-bezier(.2,.7,.2,1) forwards; }
@keyframes hlSweep { to { transform: scaleX(1); } }
.home-hero .lead { font-size: var(--fs-lg); color: var(--text-secondary); max-width: 52ch; margin-bottom: var(--sp-6); }
.home-hero-cta { display: flex; gap: var(--sp-3); flex-wrap: wrap; }
.home-trust { display: flex; gap: var(--sp-8); margin-top: var(--sp-8); flex-wrap: wrap; }
.home-trust .t-item .n { font-family: var(--font-display); font-size: var(--fs-2xl); font-weight: var(--fw-extrabold); letter-spacing: -0.02em; color: var(--forest-900); }
.home-trust .t-item .l { font-size: var(--fs-sm); color: var(--text-muted); }

/* Bouton avec reflet animé */
.btn-shine { position: relative; overflow: hidden; }
.btn-shine::after { content: ""; position: absolute; top: 0; left: -120%; width: 60%; height: 100%; background: linear-gradient(100deg, transparent, rgba(255,255,255,.45), transparent); transform: skewX(-18deg); animation: shine 3.2s ease-in-out infinite; }
@keyframes shine { 0%,60%{ left: -120%; } 100%{ left: 140%; } }

/* ---------- Carte bancaire 3D + cartes flottantes ---------- */
.card3d-stage { position: relative; perspective: 1200px; display: flex; justify-content: center; min-height: 300px; }
.card3d {
  width: 350px; max-width: 86vw; aspect-ratio: 1.586; border-radius: 20px; position: relative; overflow: hidden;
  background: linear-gradient(135deg, var(--forest-900) 0%, #245a16 55%, #2f6f1c 100%);
  box-shadow: var(--shadow-lg); color: #fff; padding: var(--sp-5);
  transform: rotateY(-16deg) rotateX(7deg); transform-style: preserve-3d;
  transition: transform 500ms cubic-bezier(.2,.7,.2,1);
  animation: cardIn 1s .2s cubic-bezier(.2,.7,.2,1) both;
}
@keyframes cardIn { from { opacity: 0; transform: rotateY(-30deg) rotateX(14deg) translateY(30px); } }
.card3d .c-shine { position: absolute; top: 0; left: -60%; width: 40%; height: 100%; background: linear-gradient(100deg, transparent, rgba(255,255,255,.22), transparent); transform: skewX(-18deg); animation: cardShine 5s ease-in-out infinite; }
@keyframes cardShine { 0%,70%{ left: -60%; } 100%{ left: 130%; } }
.card3d::after { content: ""; position: absolute; inset: 0; border-radius: 20px; background: radial-gradient(180px 120px at 85% 0%, rgba(159,232,112,.28), transparent); }
.card3d .c-top { display: flex; justify-content: space-between; align-items: flex-start; position: relative; z-index: 1; }
.card3d .c-logo { font-family: var(--font-display); font-weight: var(--fw-extrabold); letter-spacing: -0.02em; }
.card3d .chip { width: 44px; height: 33px; border-radius: 7px; background: linear-gradient(135deg, #e9d9a2, #c9a24b); margin: var(--sp-6) 0 var(--sp-4); position: relative; z-index: 1; box-shadow: inset 0 0 0 1px rgba(255,255,255,.3); }
.card3d .c-num { font-variant-numeric: tabular-nums; letter-spacing: .16em; font-size: 1.05rem; position: relative; z-index: 1; }
.card3d .c-bottom { display: flex; justify-content: space-between; align-items: flex-end; margin-top: var(--sp-4); position: relative; z-index: 1; font-size: var(--fs-sm); }
.card3d .c-bottom .name { text-transform: uppercase; letter-spacing: .06em; opacity: .9; }

.float-card { position: absolute; z-index: 2; display: flex; align-items: center; gap: var(--sp-3); background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); padding: var(--sp-3) var(--sp-4); box-shadow: var(--shadow-md); white-space: nowrap; }
.float-card .fc-ic { width: 34px; height: 34px; border-radius: 50%; display: grid; place-items: center; background: var(--accent-soft); color: var(--forest-700); flex: none; animation: fcPulse 2.6s ease-in-out infinite; }
.float-card .fc-ic.alt { background: #e6f1fb; color: var(--info); }
@keyframes fcPulse { 0%,100%{ transform: scale(1); } 50%{ transform: scale(1.12); } }
.float-card .fc-l { font-size: var(--fs-xs); color: var(--text-muted); }
.float-card .fc-v { font-size: var(--fs-md); font-weight: var(--fw-extrabold); color: var(--forest-900); font-variant-numeric: tabular-nums; }
.fc-received { top: -5%; left: -5%; animation: floatY 5s ease-in-out infinite; }
.fc-rate { bottom: 14%; right: -8%; animation: floatY 6s ease-in-out infinite .4s; }
.fc-instant { bottom: -4%; left: 6%; animation: floatY 5.5s ease-in-out infinite .8s; }
@keyframes floatY { 0%,100%{ transform: translateY(0); } 50%{ transform: translateY(-10px); } }
@media (prefers-reduced-motion: reduce) {
  .float-card, .float-card .fc-ic, .card3d, .btn-shine::after, .card3d .c-shine { animation: none !important; }
}

/* Vague de bas de hero */
.hero-wave { position: absolute; left: 0; right: 0; bottom: -1px; z-index: 1; line-height: 0; }
.hero-wave svg { width: 100%; height: 70px; display: block; }
.hero-wave path { fill: var(--bg); }

/* ---------- Marquee (bande défilante) ---------- */
.home-strip { border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); background: var(--surface); overflow: hidden; }
.marquee { overflow: hidden; }
.marquee-track { display: inline-flex; align-items: center; gap: var(--sp-8); padding: var(--sp-5) 0; white-space: nowrap; animation: marquee 26s linear infinite; }
.marquee:hover .marquee-track { animation-play-state: paused; }
.marquee-track .pill { display: inline-flex; align-items: center; gap: var(--sp-2); font-size: var(--fs-sm); font-weight: var(--fw-semibold); color: var(--text-muted); }
.marquee-track .pill i { color: var(--forest-500); }
@keyframes marquee { from { transform: translateX(0); } to { transform: translateX(-50%); } }
@media (prefers-reduced-motion: reduce) { .marquee-track { animation: none; flex-wrap: wrap; white-space: normal; justify-content: center; } }

/* ---------- Bande de statistiques (fond forêt) ---------- */
.stats-band { position: relative; overflow: hidden; background: linear-gradient(135deg, var(--forest-900), #1d4a12); color: var(--text-on-forest); padding: clamp(var(--sp-10), 6vw, var(--sp-16)) 0; }
.stats-band h2 { color: #fff; letter-spacing: -0.02em; }
.stats-band p { color: var(--text-on-forest); opacity: .85; }
.stats-decor { position: absolute; inset: 0; pointer-events: none; }
.stats-decor .blob-4 { position: absolute; top: -80px; right: -60px; width: 320px; height: 320px; background: radial-gradient(circle, var(--accent), transparent 68%); opacity: .25; filter: blur(6px); animation: blobMorph 16s ease-in-out infinite alternate; }
.stats-grid { position: relative; display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--sp-6); }
.stats-grid .stat { text-align: center; padding: var(--sp-4); border-radius: var(--radius-lg); background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.08); }
.stats-grid .s-n { font-family: var(--font-display); font-size: clamp(1.8rem, 4vw, 2.6rem); font-weight: var(--fw-extrabold); letter-spacing: -0.02em; color: var(--accent); font-variant-numeric: tabular-nums; }
.stats-grid .s-l { font-size: var(--fs-sm); opacity: .8; margin-top: var(--sp-1); }

/* ---------- Services : survol soigné ---------- */
.feature-card { transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition); }
.feature-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: var(--accent); }
.feature-card .fc-icon { transition: transform var(--transition); }
.feature-card:hover .fc-icon { transform: scale(1.08) rotate(-4deg); }

/* ---------- Étapes ---------- */
.steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--sp-5); counter-reset: step; position: relative; }
.step-card { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-xl); padding: var(--sp-6); position: relative; transition: transform var(--transition), box-shadow var(--transition); }
.step-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.step-card .step-n { font-family: var(--font-display); font-size: var(--fs-md); font-weight: var(--fw-extrabold); color: var(--accent-ink); background: var(--accent); width: 34px; height: 34px; border-radius: 50%; display: grid; place-items: center; margin-bottom: var(--sp-4); box-shadow: 0 4px 14px rgba(159,232,112,.5); }

/* ---------- CTA final ---------- */
.home-cta { background: linear-gradient(135deg, var(--forest-900), #205016); color: var(--text-on-forest); border-radius: var(--radius-2xl); padding: clamp(var(--sp-10), 6vw, var(--sp-12)) var(--sp-8); text-align: center; position: relative; overflow: hidden; }
.home-cta::before { content: ""; position: absolute; left: -60px; bottom: -80px; width: 280px; height: 280px; background: radial-gradient(circle, var(--accent), transparent 65%); opacity: .25; animation: blobMorph 15s ease-in-out infinite alternate; }
.home-cta h2 { color: #fff; font-size: clamp(1.8rem, 5vw, 3rem); letter-spacing: -0.02em; position: relative; }
.home-cta p { color: var(--text-on-forest); opacity: .85; max-width: 46ch; margin: var(--sp-3) auto var(--sp-6); position: relative; }

/* ---------- FAQ (accordéon) ---------- */
.faq-item { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-lg); margin-bottom: var(--sp-3); overflow: hidden; transition: box-shadow var(--transition), border-color var(--transition); }
.faq-item.open { box-shadow: var(--shadow-sm); border-color: var(--border-strong); }
.faq-q { width: 100%; text-align: left; background: none; border: none; padding: var(--sp-4) var(--sp-5); font-family: inherit; font-size: var(--fs-md); font-weight: var(--fw-semibold); color: var(--text); cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: var(--sp-3); }
.faq-q i { transition: transform var(--transition); flex: none; }
.faq-item.open .faq-q i { transform: rotate(180deg); }
.faq-a { padding: 0 var(--sp-5); max-height: 0; overflow: hidden; transition: max-height .3s ease, padding .3s ease; color: var(--text-secondary); font-size: var(--fs-md); }
.faq-item.open .faq-a { padding: 0 var(--sp-5) var(--sp-5); max-height: 400px; }

/* ---------- Responsive ---------- */
@media (max-width: 960px) {
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 860px) {
  .home-hero-grid { grid-template-columns: 1fr; gap: var(--sp-10); }
  .card3d-stage { order: -1; margin-top: var(--sp-4); }
  .steps-grid { grid-template-columns: 1fr; }
  .fc-received { left: 0; }
  .fc-rate { right: 0; }
}
@media (max-width: 420px) {
  .float-card { padding: var(--sp-2) var(--sp-3); }
  .float-card .fc-ic { width: 28px; height: 28px; }
  .stats-grid { grid-template-columns: 1fr; }
}